Your One Solution for Life Insurance

At USHealth1, we are motivated by the belief that the American health, life and wealthcare insurance system as it exists today is fundamentally broken. Individuals and businesses are experiencing higher costs year-over-year, for insurance plans and products that don’t favor the right stake holders.

We are here to offer a NEW way to do insurance – developed by taking wholly different approach. Our ONE solution considers your unique needs and challenges and provides you with the right products and services for your business.

Who’s it for?
Someone looking for term life insurance for a specific period of time.
Someone looking for a final expense arrangement.

Term Life is the simplest, purest form of life insurance: You pay a premium for a period of time – typically between 10 and 30 years – and if you die during that time a cash benefit is paid to your family (or anyone else you name as your beneficiary). It’s typically cheaper than whole life insurance and has a guaranteed death benefit. Final expense insurance a smaller permanent life insurance policy typically intended to help older adults cover funeral costs and other end-of-life expenses.

Who’s it for?
Whole life insurance is for someone looking for lifelong protection with the opportunity to withdraw funds as an interest-bearing loan through the policy.
Policy/LTC is for someone looking for a permanent life policy bundled with long-term care.

Whole life insurance is a permanent life insurance policy. It’s guaranteed to remain in force for the life of the insured as long as the premiums are paid.

PolicyLTC is a guaranteed issue combination of $100K whole life permanent policy with another $100k for long term care. It’s also available through underwritten up

Who’s it for?
Annuities – Annuities are for someone looking to safeguard their financial future with tax-deferred savings as guaranteed income in retirement.
InvestLife – is for someone looking for an income tax-free death benefit—for estate taxes and/or support for beneficiaries.

Annuities – annuities is a contract between a company and an individual in which the company agrees to provide the individual with regular payments when the contract is “annuitized. Similar to life insurance, an annuity provides a death benefit to a beneficiary but the death benefit is not tax-free.

Investlife – investment vehicle with the potential to build value in your life insurance policy without income tax on investment earnings and with tax-free access to those investments when needed.

Our Solutions







USHealth1’s Clients Include