About

It’s Time for Something New

At USHealth1, we are motivated by the belief that the American health, life and wealthcare insurance system as it exists today is fundamentally broken. Individuals and businesses are experiencing higher costs year-over-year, for insurance plans and products that don’t favor the right stake holders.

We are here to offer a NEW way to do insurance – developed by taking wholly different approach. Our ONE solution considers your unique needs and challenges and provides you with the right products and services for your business.

Our Partners

We Deliver Worldclass Services with Best-In-Class Strategic Partners

Our Solutions

Solutions for Health Insurance

Who It’s For?
Young or old; Healthy or unhealthy.

Overview
A solution ideal for persons wanting a full, or customized, non-insurance inexpensive bundle as either a stand-alone solution or additional comprehensive plans.

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Who It’s For?
Healthy or moderately healthy.

Overview
A solution for anyone needing an insurance plan that matches their health and not wanting an oversized expensive major medical that they seldom use.

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Who It’s For?
Over 63 healthy or unhealthy.

Overview
A solution for someone looking to bridge Medicare and beyond.

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Solutions for Wealth Planning

Who’s it for?
Basics 101- Basics 101 is for someone looking to understand and become efficient with budgeting, compound interest end of month profit, more savings, credit, mortage affordability, 401 k, home purchase.

Overview
Basics101- This education helps you develop key tools for preserving & growing wealth and how to use them.

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Who’s It For?
Pre-retirement Planning- for someone wanting to better manage their finances, estate planning, future medical costs and investment plan for retirement and beyond.

Overview
Pre-retirement planning is about building enough savings to provide for a long and active retirement. Helps you make good decisions about how much to save and how to invest those savings in the most tax-efficient manner so you don’t outlive your investments.

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Who’s It For?
Persons near retirement who are looking to switch their portfolio focus from accumulation to income and persons looking for comprehensive wealth management strategies.

Overview
Sophisticated wealth management strategies + income-focused solutions for retirees.

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Solutions for Life Insurance

Who’s it for?
Someone looking for term life insurance for a specific period of time.
Someone looking for a final expense arrangement.

Overview
Term Life is the simplest, purest form of life insurance: You pay a premium for a period of time – typically between 10 and 30 years – and if you die during that time a cash benefit is paid to your family (or anyone else you name as your beneficiary). It’s typically cheaper than whole life insurance and has a guaranteed death benefit. Final expense insurance a smaller permanent life insurance policy typically intended to help older adults cover funeral costs and other end-of-life expenses

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Who’s it for?
Whole life insurance is for someone looking for lifelong protection with the opportunity to withdraw funds as an interest-bearing loan through the policy.
Policy/LTC is for someone looking for a permanent life policy bundled with long-term care.

Overview
Whole life insurance is a permanent life insurance policy. It’s guaranteed to remain in force for the life of the insured as long as the premiums are paid.

PolicyLTC is a guaranteed issue combination of $100K whole life permanent policy with another $100k for long term care. It’s also available through underwritten up

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Who’s it for?
Annuities – Annuities are for someone looking to safeguard their financial future with tax-deferred savings as guaranteed income in retirement.
InvestLife – is for someone looking for an income tax-free death benefit—for estate taxes and/or support for beneficiaries.

Overview
Annuities – annuities is a contract between a company and an individual in which the company agrees to provide the individual with regular payments when the contract is “annuitized. Similar to life insurance, an annuity provides a death benefit to a beneficiary but the death benefit is not tax-free.

Investlife – investment vehicle with the potential to build value in your life insurance policy without income tax on investment earnings and with tax-free access to those investments when needed

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US Health 1