Who’s it for?
Basics 101- Basics 101 is for someone looking to understand and become efficient with budgeting, compound interest end of month profit, more savings, credit, mortage affordability, 401 k, home purchase.
Basics101- This education helps you develop key tools for preserving & growing wealth and how to use them.
Who’s It For?
Pre-retirement Planning- for someone wanting to better manage their finances, estate planning, future medical costs and investment plan for retirement and beyond.
Pre-retirement planning is about building enough savings to provide for a long and active retirement. Helps you make good decisions about how much to save and how to invest those savings in the most tax-efficient manner so you don’t outlive your investments.
Who’s it for? Someone looking for term life insurance for a specific period of time.
Someone looking for a final expense arrangement.
Term Life is the simplest, purest form of life insurance: You pay a premium for a period of time – typically between 10 and 30 years – and if you die during that time a cash benefit is paid to your family (or anyone else you name as your beneficiary). It’s typically cheaper than whole life insurance and has a guaranteed death benefit. Final expense insurance a smaller permanent life insurance policy typically intended to help older adults cover funeral costs and other end-of-life expenses
Who’s it for?
Whole life insurance is for someone looking for lifelong protection with the opportunity to withdraw funds as an interest-bearing loan through the policy.
Policy/LTC is for someone looking for a permanent life policy bundled with long-term care.
Whole life insurance is a permanent life insurance policy. It’s guaranteed to remain in force for the life of the insured as long as the premiums are paid.
PolicyLTC is a guaranteed issue combination of $100K whole life permanent policy with another $100k for long term care. It’s also available through underwritten up
Who’s it for?
Annuities – Annuities are for someone looking to safeguard their financial future with tax-deferred savings as guaranteed income in retirement.
InvestLife – is for someone looking for an income tax-free death benefit—for estate taxes and/or support for beneficiaries.
Annuities – annuities is a contract between a company and an individual in which the company agrees to provide the individual with regular payments when the contract is “annuitized. Similar to life insurance, an annuity provides a death benefit to a beneficiary but the death benefit is not tax-free.
Investlife – investment vehicle with the potential to build value in your life insurance policy without income tax on investment earnings and with tax-free access to those investments when needed